Yes, you can use your Flexible Spending Account (FSA) for massage therapy. Massage therapy is generally considered a legitimate medical expense by most insurance companies. According to the IRS regulations, massage therapy can be covered if it is prescribed by a qualified healthcare professional to treat or alleviate a specific medical condition. ForFSAs, massage therapy is a covered expense if it is incurred to prevent or alleviate a specific medical condition. If a medical professional deems massage therapy as necessary for the treatment of a chronic illness or to aid the recuperation process from a significant injury, account holders will have to obtain a Letter of Medical Necessity (LMN) or it should be included on their prescription.
To use your FSA for massage therapy, it's essential to get a prescription from your primary care physician or a qualified healthcare provider, mentioning the reason for needing massage therapy, the number of sessions required and duration of the treatment, and your doctor must provide a prescription that clearly states massage therapy is a necessary part of your treatment plan.
After getting the prescription, all that remains is to book an appointment with a licensed massage therapist. You can then use your FSA debit card to pay for the session. If your FSA has a 'use it or lose it' policy, make sure to schedule your massage appointment soon after the plan year starts to avoid losing any unused funds.
